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COVID-19 Iowa Homeowner Foreclosure Prevention Program

PRE-APPLICATION CHECKLIST


Applicants are required to complete the pre-application screening below prior to accessing the full application.

Please note that an application does not guarantee an award of financial assistance. Funds will not be disbursed for approved applications until the landlord or mortgage servicer has provided the proper verification.

1. One or more members of my household has experienced a documented, involuntary loss of income that occurred after March 13, 2020 due to the COVID-19 public health emergency. Supporting documentation will be required.

Yes

No

2. The date of job loss, reduction in employment hours or pay occurred on or after March 13, 2020.

Yes

No

3. I'm aware that the program cannot assist households over certain income limits calculated by household size and county of residence and that I will be required to certify my household income is below the applicable maximum income limit in the full application.

Yes

No

4. I’m legally authorized to be in the United States.

Yes

No

5. My household contains at least one occupant who is not a student, has not been a student, and will not be a student during the current and/or upcoming calendar year. A student is defined as someone, regardless of age, who attends school full time for any part of five or more months in a calendar year (months need not be consecutive.) Some exceptions apply, as noted in the full application.

Yes

No

6. The property is my primary residence.

Yes

No

7. The mortgage is in my name, and I’m responsible for paying the full amount of the mortgage payment.

Yes

No

9. No other person in my household has applied for or will apply for the COVID-19 Iowa Homeowner Foreclosure Prevention Program.

Yes

No

10. I have the following documents in electronic format and ready for upload to the online application:

  • Paystub, federal income tax return, unemployment benefit documents or other income prior to job loss or reduction in income
  • Paystub, federal income tax return, unemployment benefit documents or other income after reduction in income
  • Latest mortgage statement
  • 14-day Cure Notice or other legal document received advising that your loan will be sent to an attorney to initiate foreclosure (if applicable)
  • File types accepted: doc, docx, pdf, xls, xlsx, jpg, or png; File size limit: 20MB

Yes

No

11. I understand that providing false, misleading or incomplete information may result in the application being declared void. I understand that it is a criminal violation under Iowa law to make a false statement in writing for the purpose of procuring assistance from a state agency.

Yes

No

12. I understand that an application submission is not a guarantee of financial assistance.

Yes

No

Let's first find out if you're eligible for the application.